The coverage used for waiver must meet or exceed the coverage provided by the school.
Emergency/urgent care only coverage in the Buffalo, Western New York area will NOT qualify for waiver.
Any policy used to waive insurance must be in effect no later than September 1st, 2018 for fall and February 1st for new spring students only.
Part-time/online/distant/military or veteran students should contact SMI office at 1 Capen
Contact your private insurance company to see how it covers you at school.
If you think that you have qualifying coverage, you may attempt a waiver. Waivers are done every academic year and are done on-line. To begin the waiver process, have your UB person number and your insurance card ready then click here. When you have completed the process successfully you will be sent an email with a confirmation number.
If you do not have other medical coverage and have a minimum of 6 credit hours you are eligible to enroll in the domestic student plan.Students who are matriculated into a program are eligible with 1 credit hour. CLICK HERE for enrollment information.
If you are a student with a spouse and/or child who needs coverage, click here for dependent information.
The University at Buffalo has a Student Health Center on campus to serve many of your medical needs at little or no additional cost. In addition, Sub Board I, Inc. operates a pharmacy in the same building. With medical providers and a pharmacy all in the same building, it makes receiving health care on-campus convenient. For information about services, hours and appointments, click here.
SUNY requires all international students and scholars to carry adequate medical coverage.
Students and scholars who have adequate private coverage may waive the plan by providing proof of comparable coverage and submitting a waiver by the applicable due date. Comparable coverage must be in effect on or before the first day of classes.
Please refer to the brochure: 2018-2019 Member Guide
The international insurance is contracted by SUNY through United Health Care. International students are automatically billed and enrolled each semester that they are registered, unless an approved waiver is on file. The coverage dates are as follows:
Fall: August 15 - January 14
Spring/Summer: January 15 - August 14
Summer-only: May 15 - August 14
All international scholars have an insurance requirement as defined by SUNY and the U.S. State Department. To be adequately insured, a scholar must have an insurance that is as good as, or better than the plan offered by SUNY.
If you have an approved waiver on file and you solely need to purchase the Medical Evacuation and Repatriation coverage, click here.
Graduating students going on OPT have the ability to continue purchasing the United Health Care Student Resources insurance for the duration of their OPT status. Deadlines apply. To enroll, we need a completed enrollment from, payment, and a copy of your EAD card (once you receive it) click here to access the enrollment form.
Insurance ID cards are sent electronically from United Health Care, to the email address on file with the University. Follow the steps in the email notification to access and print your ID card.
If you are in the Buffalo area, your first step in seeking medical care should be at the Student Health Center, located on South Campus in Michael Hall. You can typically get an appointment at the Student Health Center within a few hours. If you need to seek medical care from a specialist or off-campus provider, you will be subject to a one-time (per policy period) $50 deductible. This deductible CANNOT be waived. You can use the United Health Care Student Resources portal to search for providers who participate with the insurance. Once you find a doctor, you should call and set up an appointment. Be sure to take your insurance ID card with you to all medical appointments.
If you are unable to get to the Student Health Center, or if you are referred to a doctor off-campus, you would login to your United Health Care account to search for providers who accept your insurance. Once logged in, click on the “Tools & Services” tab. From there, you can search for providers within and outside of the United States, Search through the doctors available to you. Once you find one you are comfortable with, you would contact that doctor’s office to set up an appointment. Be sure to submit your referral BEFORE going to that off-campus visit. You will also need to take your insurance ID card with you to any provider off-campus, to avoid any delay in the payment of your claims.
United Health Care Student Resources monthly cost: $124.69.
Fall semester coverage: $624.45
Spring/Summer semester coverage: $867.33
In accordance with SUNY health insurance requirements, all students participating in study abroad / exchange programs affiliated with SUNY are required to be adequately insured. Students must have comprehensive coverage that will directly pay international providers for emergency and non-emergency services for the duration of the program.
Students going on official Study Abroad programs will be automatically enrolled and their student account billed for the United Health Care Study Abroad insurance once the roster of participants is received. Insurance ID cards will be sent to your @buffalo.edu email prior to departure. If you believe you have adequate private coverage, you may attempt a waiver to opt out of the health insurance. Study Abroad waiver is available in the “FORMS” section.
Students going abroad for internships, research, medical rotations, or other University-sponsored programs are also required to be adequately insured. Program coordinators and/or advisors should contact the Medical Insurance office to register all trips abroad.
Faculty/staff going abroad are eligible to enroll into the medical evacuation and repatriation plan, or the comprehensive insurance offered through United Health Care. Please visit the forms page to access the appropriate enrollment form. Check/cash/money order/IDI are acceptable forms of payment.
Click here to view the study abroad policy brochure.
In order to be approved for waiver, you must have coverage that will directly pay international providers for emergency and non-emergency services. Call the Customer Service department of your insurance company and ask questions about:
Will my coverage directly pay international providers?
How do I find a doctor in the country I will be staying in?
Am I covered for emergency and non-emergency medical care abroad?
RETURN TO STUDY:If you return to UB as a full-time student after your Study Abroad, you will be charged for the UB Domestic Student Medical Insurance in the semester you return. If you do not want that coverage, you must complete a Domestic Waiver when you return to UB.
Medical evacuation benefits provide for the arrangement and payment of medical and travel expenses to the nearest appropriate facility, or return home, when seriously ill or injured. Repatriation benefits cover expenses related to the preparation and return of remains to the family in the event of death abroad. It is mandatory for all Study Abroad participants to carry medical evacuation and repatriation coverage. Medical Evacuation and Repatriation coverage is already included as a benefit if you purchase the full SUNY international insurance plan.
Go to Forms
In many cases, Teaching and Graduate Assistants eligible for NYSHIP; Research Assistants are eligible for POMCO. You are automatically enrolled in the student health insurance until you attend your assistantship orientation. At that time there will be a departmental transmission which will remove the student health insurance fee from your student account.
If you are a teaching, research, or graduate assistant with your own private health insurance, please follow the waiver process for domestic or international students.
All processes involved with TA, GA, or RA insurance are handled by your union. Contact the following people for more information:
Call the Research Fountation for information:
Sean O'Brien: (716) 645-4485
Zachary Jenney: (716) 645-4439
Graduate or Teaching Assistantships
Call HR for TA/GA Insurance Information:
Tracy Czarneck: (716)645-7777
UB Human Resources Department: (716) 645-5000
Or visit http://www.cs.state.ny.us/ebd/