Important Information

The University at Buffalo requires all qualifying full-time domestic students and all international exchange students to carry comparable medical insurance coverage for the duration of their academic registration at UB. All qualifying domestic students (defined as undergraduates with 12 credit hours or more and graduate/professional students with 9 credit hours or more) and all international students (1 credit hour or more) will be automatically charged for the UB Student Medical Insurance premium to their tuition bill and enrolled in the program. Domestic students are insured through Blue Cross Blue Shield WNY and International students through HTH Worldwide Insurance Services.

Use This Checklist as a Guide

  • Contact your private insurance company to see how it covers you at school. For our list of criteria, click here.
  • If you think that you have qualifying coverage, you may attempt a waiver. Waivers are done every academic year and are done on-line. To begin the waiver process, have your UB person number and your insurance card ready then click here. When you have completed the process successfully you will be sent an email with a confirmation number.
  • If you do not have other coverage, are registered for part-time credit hours, and wish to enroll in the UB Student Medical Insurance, click here for enrollment information.
  • If you are a student with a spouse and/or child who needs coverage, click here for dependent information.
  • UB has a Student Health Service on campus to serve many of your medical needs at little or no cost to students. In addition, SBI, the student services corporation, operates a pharmacy in the same building. With medical providers, and pharmacy all in the same building, it makes health care convenient. For information about services, hours and appointments, click here.