The University requires all students taking full-time credit hours (12 or more credit hours for undergraduate students, 9 or more credit hours for graduate students) to have adequate health insurance coverage. All full-time students, based on actual credit hours, will automatically be charged for the University plan on the first qualifying tuition bill of the semester. All others who wish to enroll may do so by clicking here. Students who have adequate private coverage may waive the plan by providing proof of comparable coverage and submitting an on-line waiver by the due date. Comparable coverage must be in effect on or before the first day of classes.
The coverage used for waiver must meet or exceed the coverage provided by the school.
Emergency only coverage in the Buffalo, Western New York area will NOT qualify for waiver.
Any policy used to waive insurance must be in effect no later than September 1st, 2017.
Contact your private insurance company to see how it covers you at school.
If you think that you have qualifying coverage, you may attempt a waiver. Waivers are done every academic year and are done on-line. To begin the waiver process, have your UB person number and your insurance card ready then click here. When you have completed the process successfully you will be sent an email with a confirmation number.
If you do not have other coverage, are registered for part-time credit hours, and wish to enroll in the UB Student Medical Insurance, click here for enrollment information.
If you are a student with a spouse and/or child who needs coverage, click here for dependent information.
The University at Buffalo has a Student Health Center on campus to serve many of your medical needs at little or no additional cost. In addition, Sub Board I, Inc. operates a pharmacy in the same building. With medical providers and a pharmacy all in the same building, it makes receiving health care on-campus convenient. For information about services, hours and appointments, click here.
SUNY requires all international students and scholars to carry adequate medical coverage.
Students and scholars who have adequate private coverage may waive the plan by providing proof of comparable coverage and submitting a waiver by the applicable due date. Comparable coverage must be in effect on or before the first day of classes.
Please refer to the brochure: 2017-2018 Member Guide
The international insurance is contracted by SUNY through GeoBlue. International students are automatically billed and enrolled each semester that they are registered, unless an approved waiver is on file. The coverage dates are as follows:
Fall: August 15 - January 14
Spring: January 15 - August 14
Summer-only: May 15 - August 14
All international scholars have an insurance required as defined by SUNY and visa requirements. International scholars who wish to purchase the GeoBlue insurance must first visit University at Buffalo Immigration Services (UBIS--110 Cooke Hall) to get necessary paperwork. After visiting UBIS, you would want to complete an enrollment form and return to Student Medical Insurance Office to make payment.
If you have your own private insurance and wish to complete a waiver, click here.
If you have an approved waiver on file and you solely need to purchase the Medical Evacuation and Repatriation coverage, click here.
Graduating students going on OPT have the ability to continue purchasing the GeoBlue insurance for the duration of their OPT status. Deadlines apply. To enroll, we need a completed enrollment form, payment, and a copy of your EAD card (once you receive it) click here to access the enrollment form.
If you are in the Buffalo area, your first step in seeking medical care should be to the Student Health Center, located on South Campus in Michael Hall. If you need to receive specialized care off-campus, you will receive a referral from the Student Health Center. Be sure to follow the steps on the GeoBlue form to enter the referral code into the website, as this will waive the $50 deductible you would normally be charged.
If you are unable to get to the Student Health Center, or if you are referred to a doctor off-campus, you would login to your GeoBlue account to search for providers who accept your insurance. Once logged in, click on the “Tools & Services” tab. From there, you can search for providers within and outside of the United States, Search through the doctors available to you. Once you find one you are comfortable with, you would contact that doctor’s office to set up an appointment. Be sure to submit your referral BEFORE going to that off-campus visit. You will also need to take your insurance ID card with you to any provider off-campus, to avoid any delay in the payment of your claims.
GeoBlue monthly cost: $117.90.
Fall semester coverage: $589.50
Spring semester coverage: $825.30
In accordance with SUNY health insurance requirements, all students participating in study abroad / exchange programs affiliated with SUNY are required to be adequately insured. Students must have comprehensive coverage that will directly pay international providers for emergency and non-emergency services for the duration of the program.
Students going on official Study Abroad programs will be automatically enrolled and their student account billed for the GeoBlue Study Abroad insurance once the roster of participants is received. Insurance ID cards will be sent to your @buffalo.edu email prior to departure. If you believe you have adequate private coverage, you may attempt a waiver to opt out of the health insurance. Study Abroad waiver is available in the “FORMS” section.
Students going abroad for internships, research, medical rotations, or other University-sponsored programs are also required to be adequately insured. Program coordinators and/or advisors should contact the Medical Insurance office to register all trips abroad.
Faculty/staff going abroad are eligible to enroll into the medical evacuation and repatriation plan, or the comprehensive insurance offered through GeoBlue. Please visit the forms page to access the appropriate enrollment form. Check/cash/money order/IDI are acceptable forms of payment.
Click here to view the study abroad policy brochure.
In order to be approved for waiver, you must have coverage that will directly pay international providers for emergency and non-emergency services. Call the Customer Service department of your insurance company and ask questions about:
Will my coverage directly pay international providers?
How do I find a doctor in the country I will be staying in?
Am I covered for emergency and non-emergency medical care abroad?
RETURN TO STUDY:If you return to UB as a full-time student after your Study Abroad, you will be charged for the UB Domestic Student Medical Insurance in the semester you return. If you do not want that coverage, you must complete a Domestic Waiver when you return to UB.
Medical evacuation benefits provide for the arrangement and payment of medical and travel expenses to the nearest appropriate facility, or return home, when seriously ill or injured. Repatriation benefits cover expenses related to the preparation and return of remains to the family in the event of death abroad. It is mandatory for all Study Abroad participants to carry medical evacuation and repatriation coverage. Medical Evacuation and Repatriation coverage is already included as a benefit if you purchase the full SUNY international insurance plan.
Go to Forms
In many cases, Teaching and Graduate Assistants eligible for NYSHIP; Research Assistants are eligible for POMCO. You are automatically enrolled in the student health insurance until you attend your assistantship orientation. At that time there will be a departmental transmission which will remove the student health insurance fee from your student account.
If you are a teaching, research, or graduate assistant with your own private health insurance, please follow the waiver process for domestic or international students.
All processes involved with TA, GA, or RA insurance are handled by your union. Contact the following people for more information:
Call the Research Fountation for information:
Abby Blakely: (716) 645-4483
Zachary Jenney: (716) 645-4439
Graduate or Teaching Assistantships
Call HR for TA/GA Insurance Information:
Tracy Czarneck: (716)645-4490
UB Human Resources Department: (716) 645-5000
Or visit http://www.cs.state.ny.us/ebd/